Loan Rates

Effective as of July 16, 2018

Home Equity Loan Special

Home Equity

4%* interest rate for terms up to 5 years
Contact one of our convenient offices to take advantage of this incredible offer!

*rates subject to change *first lien position required

Home Equity Consumer Loan

First Lien Position
TermAPRP&I Payment per $1000
1-5 Years 4.00% $18.42
5.1-10 Years 4.50% $10.36
10.1-15 Years 4.75% $ 7.78
Second Lien Position
TermAPRP&I Payment per $1000
1-5 Years 5.00% $18.87
5.1-10 Years 5.75% $10.98
10.1-15 Years 6.00% $8.44

Mortgages

30 Year Fixed
PointsRateAPR*Application FeeUnderwriting FeeP&I Payment per $1000
0 4.50% 4.577% $487 $900 $5.07
3 4.25% 4.507% $487 N/A $4.92
15 Year Fixed
PointsRateAPR*Application FeeUnderwriting FeeP&I Payment per $1000
0 4.00% 4.133% $487 $900 $7.40
3 3.75% 4.197% $487 N/A $7.27

*APR (Annual Percentage Rate) is accurate as of the date on the rate page. Rates subject to change without notice. APR based on a loan amount of $100,000. Up to 95% LTV on purchase money mortgages and first mortgage refinancing of primary residence. LTV over 80% will require private mortgage insurance. Property insurance is required. All loans must meet bank underwriting guidelines to obtain conforming rates. Other rates and terms available. 70% maximum LTV for properties other than primary residence. Subject to credit approval. Rates subject to change without notice. NMLS 408064

Home Equity Lines of Credit

  • Rate is based on the Prime Rate published in the Wall Street Journal, currently 4.75%*
  • Amoritization period is 10 years
  • Autopay available
  • $100 Minimum payment

*There is a minimum rate of 4.50% even if the Prime Rate is lower.

Auto Loans

TypeTermAPRP&I Payment per $1000
New Auto 72 Months 6.75% $19.68
Used Auto 48 Months 7.50% $24.18