Loan Rates

Effective as of November 28, 2022

Home Equity Loan Special

Home Equity

4% interest rate for terms up to 5 years
Contact one of our convenient offices to take advantage of this incredible offer!

  • Rates subject to change.
  • First lien position required.

 

Home Equity Consumer Loan
(NMLS#408064)

First Lien Position
TermAPRP&I Payment per $1000
1-5 Years 4.75% $18.76
5.1-10 Years 5.25% $10.73
10.1-15 Years 5.75% $8.31
Second Lien Position
TermAPRP&I Payment per $1000
1-5 Years 5.50% $19.11
5.1-10 Years 6.50% $11.36
10.1-15 Years 7.00% $8.99

Mortgages
(NMLS#408064)

30 Year Fixed
PointsRateAPR*Application FeeUnderwriting FeeP&I Payment per $1000
0 6.000% 6.0845% $600 $900 $6.00

 

PointsRateAPR*Application FeeUnderwriting FeeP&I Payment per $1000
20 Year Fixed
0  5.750% 5.8611%   $600  $900  $7.02

 

15 Year Fixed

PointsRateAPR*Application FeeUnderwriting FeeP&I Payment per $1000
0 5.500% 5.6389% $600 $900 $8.17

*APR (Annual Percentage Rate) is accurate as of the date on the rate page. Rates subject to change without notice. APR based on a loan amount of $100,000. Up to 95% LTV on purchase money mortgages and first mortgage refinancing of primary residence. LTV over 80% will require private mortgage insurance. Property insurance is required. All loans must meet bank underwriting guidelines to obtain conforming rates. Other rates and terms available. 70% maximum LTV for properties other than primary residence. Subject to credit approval. NMLS 408064

Home Equity Lines of Credit
(NMLS#408064)

  • Rate is based on the Prime Rate published in the Wall Street Journal, currently 7.00%*
  • Amortization period is 10 years
  • Autopay available
  • $100 Minimum payment

*There is a minimum rate of 4.50% even if the Prime Rate is lower.

Auto Loans

TypeTermAPRP&I Payment per $1000
New Auto 72 Months 6.75% $19.68
Used Auto 48 Months 7.50% $24.18