Loan Rates

Effective as of January 13, 2020

Home Equity Loan Special

4%* interest rate for terms up to 5 years
Contact one of our convenient offices to take advantage of this incredible offer!

*rates subject to change *first lien position required

Home Equity Consumer Loan
(NMLS#408064)

First Lien Position

Term	APR	P&I Payment per $1000
1-5 Years	4.00%	$18.42
5.1-10 Years	4.50%	$10.36
10.1-15 Years	4.75%	$ 7.78

Second Lien Position

Term	APR	P&I Payment per $1000
1-5 Years	5.00%	$18.87
5.1-10 Years	5.75%	$10.98
10.1-15 Years	6.00%	$8.44

Mortgages
(NMLS#408064)

30 Year Fixed

Points	Rate	APR*	Application Fee	Underwriting Fee	P&I Payment per $1000
0	3.75%	3.8239%	$496	$900	$4.63
3	3.50%	3.7462%	$496	N/A	$4.49

15 Year Fixed

Points	Rate	APR*	Application Fee	Underwriting Fee	P&I Payment per $1000
0	3.25%	3.3804%	$496	$900	$7.03
3	3.00%	3.4379%	$496	N/A	$6.91

*APR (Annual Percentage Rate) is accurate as of the date on the rate page. Rates subject to change without notice. APR based on a loan amount of $100,000. Up to 95% LTV on purchase money mortgages and first mortgage refinancing of primary residence. LTV over 80% will require private mortgage insurance. Property insurance is required. All loans must meet bank underwriting guidelines to obtain conforming rates. Other rates and terms available. 70% maximum LTV for properties other than primary residence. Subject to credit approval. Rates subject to change without notice. NMLS 408064

Home Equity Lines of Credit
(NMLS#408064)

• Rate is based on the Prime Rate published in the Wall Street Journal, currently 4.75%*
• Amoritization period is 10 years
• Autopay available
• $100 Minimum payment

*There is a minimum rate of 4.50% even if the Prime Rate is lower.

Auto Loans

Type	Term	APR	P&I Payment per $1000
New Auto	72 Months	6.75%	$19.68
Used Auto	48 Months	7.50%	$24.18