Loan Rates
Effective as of July 16, 2018
Home Equity Loan Special
4%* interest rate for terms up to 5 years
Contact one of our convenient offices to take advantage of this incredible offer!
*rates subject to change *first lien position required
Home Equity Consumer Loan
| Term | APR | P&I Payment per $1000 |
|---|---|---|
| 1-5 Years | 4.00% | $18.42 |
| 5.1-10 Years | 4.50% | $10.36 |
| 10.1-15 Years | 4.75% | $ 7.78 |
| Term | APR | P&I Payment per $1000 |
|---|---|---|
| 1-5 Years | 5.00% | $18.87 |
| 5.1-10 Years | 5.75% | $10.98 |
| 10.1-15 Years | 6.00% | $8.44 |
Mortgages
| Points | Rate | APR* | Application Fee | Underwriting Fee | P&I Payment per $1000 |
|---|---|---|---|---|---|
| 0 | 4.50% | 4.577% | $487 | $900 | $5.07 |
| 3 | 4.25% | 4.507% | $487 | N/A | $4.92 |
| Points | Rate | APR* | Application Fee | Underwriting Fee | P&I Payment per $1000 |
|---|---|---|---|---|---|
| 0 | 4.00% | 4.133% | $487 | $900 | $7.40 |
| 3 | 3.75% | 4.197% | $487 | N/A | $7.27 |
*APR (Annual Percentage Rate) is accurate as of the date on the rate page. Rates subject to change without notice. APR based on a loan amount of $100,000. Up to 95% LTV on purchase money mortgages and first mortgage refinancing of primary residence. LTV over 80% will require private mortgage insurance. Property insurance is required. All loans must meet bank underwriting guidelines to obtain conforming rates. Other rates and terms available. 70% maximum LTV for properties other than primary residence. Subject to credit approval. Rates subject to change without notice. NMLS 408064
Home Equity Lines of Credit
- Rate is based on the Prime Rate published in the Wall Street Journal, currently 4.75%*
- Amoritization period is 10 years
- Autopay available
- $100 Minimum payment
*There is a minimum rate of 4.50% even if the Prime Rate is lower.
Auto Loans
| Type | Term | APR | P&I Payment per $1000 |
|---|---|---|---|
| New Auto | 72 Months | 6.75% | $19.68 |
| Used Auto | 48 Months | 7.50% | $24.18 |