Loan Rates

Effective as of November 28, 2022

Home Equity Loan Special

4% interest rate for terms up to 5 years
Contact one of our convenient offices to take advantage of this incredible offer!

Rates subject to change. First lien position required.

 

Home Equity Consumer Loan
(NMLS#408064)

First Lien Position

Term	APR	P&I Payment per $1000
1-5 Years	4.75%	$18.76
5.1-10 Years	5.25%	$10.73
10.1-15 Years	5.75%	$8.31

Second Lien Position

Term	APR	P&I Payment per $1000
1-5 Years	5.50%	$19.11
5.1-10 Years	6.50%	$11.36
10.1-15 Years	7.00%	$8.99

Mortgages
(NMLS#408064)

30 Year Fixed

Points	Rate	APR*	Application Fee	Underwriting Fee	P&I Payment per $1000
0	6.000%	6.0845%	$600	$900	$6.00

 

20 Year Fixed

Points	Rate	APR*	Application Fee	Underwriting Fee	P&I Payment per $1000
0	5.750%	5.8611%	$600	$900	$7.02

 

15 Year Fixed

Points	Rate	APR*	Application Fee	Underwriting Fee	P&I Payment per $1000
0	5.500%	5.6389%	$600	$900	$8.17

*APR (Annual Percentage Rate) is accurate as of the date on the rate page. Rates subject to change without notice. APR based on a loan amount of $100,000. Up to 95% LTV on purchase money mortgages and first mortgage refinancing of primary residence. LTV over 80% will require private mortgage insurance. Property insurance is required. All loans must meet bank underwriting guidelines to obtain conforming rates. Other rates and terms available. 70% maximum LTV for properties other than primary residence. Subject to credit approval. NMLS 408064

Home Equity Lines of Credit
(NMLS#408064)

• Rate is based on the Prime Rate published in the Wall Street Journal, currently 7.00%*
• Amortization period is 10 years
• Autopay available
• $100 Minimum payment

*There is a minimum rate of 4.50% even if the Prime Rate is lower.

Auto Loans

Type	Term	APR	P&I Payment per $1000
New Auto	72 Months	6.75%	$19.68
Used Auto	48 Months	7.50%	$24.18