Loan Rates

Effective as of April 14, 2025

Home Equity Loan Special

Contact one of our convenient offices to take advantage of our incredible rates!

Rates subject to change.

 

 

Home Equity Consumer Loan
(NMLS#408064)

First Lien Position

Term	APR	P&I Payment per $1000
1-5 Years	6.00%	$19.33
5.1-10 Years	6.25%	$11.23
10.1-15 Years	6.50%	$8.71

Second Lien Position

Term	APR	P&I Payment per $1000
1-5 Years	6.75%	$19.68
5.1-10 Years	7.25%	$11.74
10.1-15 Years	7.50%	$9.27

Mortgages
(NMLS#408064)

30 Year Fixed

Points	Rate	APR*	Application Fee	Underwriting Fee	P&I Payment per $1000
0	6.25%	6.3358%	$661	$900	$6.16

 

20 Year Fixed

Points	Rate	APR*	Application Fee	Underwriting Fee	P&I Payment per $1000
0	6.00%	6.1123%	$661	$900	$7.16

 

15 Year Fixed

Points	Rate	APR*	Application Fee	Underwriting Fee	P&I Payment per $1000
0	5.75%	5.8900%	$661	$900	$8.30

*APR (Annual Percentage Rate) is accurate as of the date on the rate page. Rates subject to change without notice. APR based on a loan amount of $100,000. Up to 95% LTV on purchase money mortgages and first mortgage refinancing of primary residence. LTV over 80% will require private mortgage insurance. Property insurance is required. All loans must meet bank underwriting guidelines to obtain conforming rates. Other rates and terms available. 70% maximum LTV for properties other than primary residence. Subject to credit approval. NMLS 408064

Home Equity Lines of Credit
(NMLS#408064)

• Rate is based on the Prime Rate published in the Wall Street Journal, currently 7.50%*
• Amortization period is 10 years
• Autopay available
• $100 Minimum payment

*There is a minimum rate of 4.50% even if the Prime Rate is lower.

Auto Loans

Type	Term	APR	P&I Payment per $1000
New Auto	72 Months	6.75%	$19.68
Used Auto	48 Months	7.50%	$24.18