Deposit Rates
Effective as of January 25, 2021
Savings
| Rate | APY** | Compounded |
Passbook Savings |
Below $1,000 |
.00% |
.00% |
Daily |
$1,000-$10,000 |
.03% |
.03% |
Daily |
Greater than $10,000 |
.05% |
.05% |
Daily |
Statement Savings |
Below $1,000 |
.00% |
.00% |
Daily |
$1,000-$10,000 |
.03% |
.03% |
Daily |
Greater than $10,000 |
.05% |
.05% |
Daily |
Silver Passbook Savings |
.07% |
.07% |
Daily |
Silver Statement Savings |
.07% |
.07% |
Daily |
Child Passbook Savings |
.10%
|
.10% |
Daily |
Club Accounts |
.02% |
.02% |
Daily |
College Savers |
..05% |
.05% |
Daily |
Checking
| Rate | APY** | Compounded |
Interest Checking |
Below $2,500 |
.00% |
.00% |
Monthly |
$2,500-$10,000 |
.03% |
.03% |
Monthly |
Greater than $10,000 |
.05% |
.05% |
Monthly |
Silver Checking |
.05% |
.05% |
Daily |
Money Market
| Rate | APY** | Compounded |
Regular Money Market |
Below $2,500 |
.00% |
.00% |
Daily |
Greater than $2,500 |
.025% |
.025% |
Daily |
Tiered Money Market |
Below $2,500 |
.00% |
.00% |
Daily |
$2,500-$24,999.99 |
.025% |
.025% |
Daily |
$25,000.00-$74,999.99 |
.05% |
.05% |
Daily |
$75,000.00-$249,999.99 |
.10% |
.10% |
Daily |
Greater than $250,000.00 |
.15% |
.15% |
Daily |
IRA Money Market |
.05% |
.05% |
Daily |
Certificate of Deposit
| Rate | APY** | Compounded |
3 Month |
.10% |
.10% |
Daily |
6 Month |
.15% |
.15% |
Daily |
12 Month* |
.40% |
.40% |
Daily |
18 Month |
.50% |
.50% |
Daily |
24 Month* |
.50% |
.50% |
Daily |
30 Month |
.55% |
.55% |
Daily |
60 Month* |
.90% |
.90% |
Daily |
*Available terms for IRA Certificates
**Annual Percentage Yield
All rates are subject to change and fees may reduce earnings