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Home Equity Lines of Credit

Now is the time to think about taking advantage of the equity in your home with our low interest rate Home Equity Line of Credit. Imagine having a cash reserve that you can access whenever you need it simply by writing a check or transferring funds to your checking account with County Savings Bank. You can use the money any time you want for anything you want. Best of all, you are only paying interest on the amount that you use, and as you pay back the principal, that money becomes available to you again.

  • Repayment term is based on an amortization period of 10 years
  • Loan minimum $5,000.00
  • Borrow up to 80% of the value of your home less other loans secured by your property
  • The interest rate index is the Prime Rate published in the Wall Street Journal plus your margin
  • View documentation checklist

Your Neighbors Are Here for You—Reach Out!

At County Savings Bank, we offer lending solutions designed to support you through every milestone. Whether you’re purchasing a home, financing a major expense, or growing your business, we provide competitive rates and personalized service to help you achieve your goals.