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Loan Rates

Mortgages

(NMLS#408064)

30-Year Fixed

PointsRateAPRApplication FeeUnderwriting FeeP&I Payment / $1,000
06.25%6.3358%$661$900$6.16

20-Year Fixed

PointsRateAPRApplication FeeUnderwriting FeeP&I Payment / $1,000
06.00%6.1123%$661$900$7.16

15-Year Fixed

PointsRateAPRApplication FeeUnderwriting FeeP&I Payment / $1,000
05.75%5.8900%$661$900$8.30

*APR (Annual Percentage Rate) is accurate as of the date on the rate page. Rates subject to change without notice. APR based on a loan amount of $100,000. Up to 95% LTV on purchase money mortgages and first mortgage refinancing of primary residence. LTV over 80% will require private mortgage insurance. Property insurance is required. All loans must meet bank underwriting guidelines to obtain conforming rates. Other rates and terms available. 70% maximum LTV for properties other than primary residence. Subject to credit approval. NMLS 408064.

Home Equity Loan Special

Effective January 13, 2025

Now is the time to get those home improvement project started! Prepare for graduations, college tuition, or take that vacation of a lifetime!

Contact one of our convenient offices to take advantage of our incredible rates!

Rates subject to change.

Home Equity Consumer Loan

(NMLS#408064)

First Lien Position

TermAPRP&I Payment / $1,000
1-5 Years6.00%$19.33
5.1-10 Years6.25%$11.23
10.1-15 Years6.50%$8.71

Second Lien Position

TermAPRP&I Payment / $1,000
1-5 Years6.75%$19.68
5.1-10 Years7.25%$11.74
10.1-15 Years7.50%$9.27

Home Equity Lines of Credit

(NMLS#408064)

  • Rate is based on the Prime Rate published in the Wall Street
    Journal, currently 7.50%*
  • Amortization period is 10 years
  • Autopay available
  • $100 minimum payment
*There is a minimum rate of 4.50% even if the Prime Rate is lower.

Auto Loans

TypeTermAPRP&I Payment / $1,000
New Auto72 Months6.75%$19.68
Used Auto48 Months7.50%$24.18

Your Neighbors Are Here for You—Reach Out!

At County Savings Bank, we offer lending solutions designed to support you through every milestone. Whether you’re purchasing a home, financing a major expense, or growing your business, we provide competitive rates and personalized service to help you achieve your goals.