|
Don't pass up
these great rates!
|
|
Loan Rates
Effective as of August 16, 2010
30 Year Mortgage Rates
|
| Type |
Points |
Rate |
APR |
App. Fee |
U/W Fee |
Margin |
| FIXED |
0 |
5.000% |
5.077% |
$325.00 |
$870.00 |
N/A |
| FIXED |
2 |
|
|
$325.00 |
N/A |
N/A |
| FIXED |
3 |
4.625% |
4.888% |
$325.00 |
N/A |
N/A |
| 1 YR AML* |
2 |
Please Call |
|
$325.00 |
N/A |
2.75% |
| 1 YR AML* |
0 |
Please Call |
|
$325.00 |
$870.00 |
2.75% |
| 1 YR AML** |
1 |
Please Call |
|
$325.00 |
N/A |
N/A |
| 3/1 YR AML* |
2 |
Please Call |
|
$325.00 |
N/A |
2.75% |
| U/W Fee = Underwriting Fee |
| * index - weekly average yield on U.S. Treasury securities adjusted to a constant maturity of one year |
| ** index - National Average Contract Mortgage Rate for the purchase of Previously Occupied Home. |
15 Year Mortgage Rates
|
| Type |
Points |
Rate |
APR |
App. Fee |
U/W Fee |
Margin |
| FIXED |
0 |
4.500% |
4.631% |
$325.00 |
$870.00 |
N/A |
| FIXED |
2 |
|
|
$325.00 |
N/A |
N/A |
| FIXED |
3 |
4.250% |
4.704% |
$325.00 |
N/A |
N/A |
| 1 YR AML* |
2 |
Please Call |
|
$325.00 |
N/A |
2.75% |
| 1 YR AML* |
0 |
Please Call |
|
$325.00 |
$870.00 |
2.75% |
| 1 YR AML** |
1 |
Please Call |
1 YR AML* |
$325.00 |
N/A |
N/A |
| 3/1 YR AML* |
2 |
Please Call |
N/A |
$325.00 |
N/A |
2.75% |
| U/W Fee = Underwriting Fee |
| * index - weekly average yield on U.S. Treasury securities adjusted to a constant maturity of one year. |
| ** index - National Average Contract Mortgage Rate for the Purchase of Previously Occupied Home. |
| 15 Year Mortgage Rates |
Home Equity Consumer Loans
|
| |
| 12 mos. through 60 mos. |
Call for rates |
|
|
|
|
|
| 61mos. through 120 mos. |
Call for rates |
|
|
|
|
|
| Application Fee |
$132.50 |
|
|
|
|
|
Home Equity Lines of Credit
|
| |
| Rate is the Prime Rate published in the Wall Street Journal, currently: |
4.50% |
Amortization period 10 years. Autopay is available.
*There is a minimum rate of 4.50% even if prime rate s lower. |
|
|
|
|
| Minimum Payment |
$100.00 |
|
|
|
|
|
| Application Fee |
$132.50 |
|
|
|
|
|
Auto Loans
|
| |
| New |
8.50% |
Maximum term: 60 mos. |
|
|
|
|
| Used - 2009 |
9.00% |
Maximum term: 48 mos. |
|
|
|
|
| Used - 2008 |
9.25% |
Maximum term: 36 mos. |
|
|
|
|
| Used - 2007 |
9.50% |
Maximum term: 30 mos. |
|
|
|
|
| Used - 2006 |
10.00% |
Maximum term: 24 mos |
|
|
|
|
| Bonus: 0.50% rate reduction with Autopay through County Savings Bank deposit account. |
| 20% down required |
| Application Fee |
$50.00 |
|
|
|
|
|
| Finance the Kelley Blue Book Value |
|
