|
30 Year Mortgage
Rates
|
|
Type
|
Points
|
Rate
|
APR
|
App.
Fee
|
U/W
Fee
|
Margin
|
|
FIXED
|
0
|
6.625%
|
6.708%
|
$325.00
|
$850.00
|
N/A
|
|
FIXED
|
2
|
|
|
$325.00
|
N/A
|
N/A
|
|
FIXED
|
3
|
6.125%
|
6.413%
|
$325.00
|
N/A
|
N/A
|
|
1 YR AML *
|
2
|
Please Call
|
|
$325.00
|
N/A
|
2.75%
|
|
1 YR AML *
|
0
|
Please Call
|
|
$325.00
|
$850.00
|
2.75%
|
|
1 YR AML **
|
1
|
Please Call
|
|
$325.00
|
N/A
|
N/A
|
|
3/1 YR AML *
|
2
|
Please Call
|
|
$325.00
|
N/A
|
2.75%
|
|
U/W
Fee = Underwriting Fee
* index - weekly average yield on U.S. Treasury
securities adjusted to a constant maturity of one year.
** index - National Average Contract
Mortgage Rate for the Purchase of Previously Occupied Home.
|
|
15 Year Mortgage
Rates
|
|
Type
|
Points
|
Rate
|
APR
|
App.
Fee
|
U/W
Fee
|
Margin
|
|
FIXED
|
0
|
6.125%
|
6.259%
|
$325.00
|
$850.00
|
N/A
|
|
FIXED
|
2
|
|
|
$325.00
|
N/A
|
N/A
|
|
FIXED
|
3
|
5.50%
|
5.970%
|
$325.00
|
N/A
|
N/A
|
|
1 YR AML *
|
2
|
Please Call
|
|
$325.00
|
N/A
|
2.75%
|
|
1 YR AML *
|
0
|
Please Call
|
|
$325.00
|
$850.00
|
2.75%
|
|
1 YR AML **
|
1
|
Please Call
|
|
$325.00
|
N/A
|
N/A
|
|
3/1 YR AML *
|
2
|
Please Call
|
|
$325.00
|
N/A
|
2.75%
|
|
U/W
Fee = Underwriting Fee
* index - weekly average yield on U.S. Treasury
securities adjusted to a constant maturity of one year.
** index - National Average Contract
Mortgage Rate for the Purchase of Previously Occupied Home.
|
|
Home Equity Consumer
Loans
|
|
12 mos. through 60 mos.
|
6.50%
|
Loan to Value must be
80% or
lower.
* Bonus: 0.50% rate reduction with Autopay through County Savings Bank
deposit account.
|
|
12 mos. through 60 mos.
|
7.50%
|
Loan to Value 81% or
greater not to exceed 89%.
* Bonus: 0.50% rate reduction with Autopay through County Savings Bank
deposit account.
|
|
61 mos. through 120
mos.
|
7.25%
|
Loan to Value must be
80% or
lower.
* Bonus: 0.50% rate reduction with Autopay through County Savings Bank
deposit account.
|
|
61 mos. through 120
mos.
|
8.25%
|
Loan to Value 81% or
greater not to exceed 89%.
* Bonus: 0.50% rate reduction with Autopay through County Savings Bank
deposit account.
|
|
180 months
|
7.50%
|
Loan to Value must be
80% or lower.
|
|
180 months
|
8.50%
|
Loan to Value 81% or
greater not to exceed 89%.
|
|
Application Fee
|
$120.00
|
Secured By Real Estate
|
|
Home Equity Lines of
Credit
|
|
Rate is the Prime Rate
published in the Wall Street Journal, currently:
|
5.00%
|
Amortization period 10
years. Autopay is available.
|
|
Minimum Payment
|
$ 100.00
|
|
|
Application Fee
|
$ 120.00
|
|
|
Auto Loans
|
|
New
|
8.50%
|
Maximum term: 60 mos.
|
|
Used – 2007
|
9.00%
|
Maximum term: 48 mos.
|
|
Used – 2006
|
9.25%
|
Maximum term: 36 mos.
|
|
Used – 2005
|
9.50%
|
Maximum term: 30 mos.
|
|
Used – 2004
|
10.00%
|
Maximum term: 24 mos
|
|
Bonus: 0.50% rate
reduction with Autopay through County
Savings Bank deposit
account.
|
|
20% down required
|
|
Application Fee
|
$
50.00
|
|
|
Finance the Kelley Blue
Book Value
|
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