Savings Accounts

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Passbook Savings Account

  • $50.00 deposit to open the account
  • $100.00 minimum balance ($12.00 annual service charge if balance falls below $100 anytime during the year)
  • Passbook is required for withdrawals
  • See Rate Schedule for current interest rates
  • All transactions recorded in your passbook

Child’s Passbook Savings Account

  • For children up to age 18
  • $5.00 minimum deposit to open account
  • No minimum balance requirement
  • No annual service charge
  • Interest paid on any balance
  • See Rate Schedule for current interest rates

Statement Savings Account

  • $50.00 deposit to open the account
  • $200.00 minimum balance ($7.00 monthly fee if balance falls below $200.00)
  • ATM card available
  • See Rate Schedule for current interest rates
  • Online Access

Money Market Account

  • $50.00 deposit to open the account
  • $1,000.00 minimum balance ($10.00 monthly fee if balance falls below $1,000.00)
  • A balance of $2,500.00 must be maintained in order to earn interest
  • See Rate Schedule for current interest rates

Certificates of Deposit

In today’s market everyone is looking for peace of mind. A County Savings Bank Certificate of Deposit offers a safe flexible investment where your money is FDIC insured. You determine the amount of time to invest from 3 months to 10 years, at a guaranteed interest rate.

  • $500.00 deposit to open account
  • Larger deposit required for (our) special certificate
  • Fixed interest rate until the maturity of the certificate
  • See our Rate Schedule for available certificate terms and current interest rates
  • Penalties may be imposed upon early withdrawal (See Your Deposit Account Disclosure for penalty amounts and terms)

IRA Certificate of Deposit and IRA Money Market Account

It is never too early to plan for your financial future. A County Savings Bank IRA Certificate of Deposit or Money Market Account can be the tool for your nest egg. Our IRAs could be the retirement savings plan for you with tax deferred earnings and the possibility of tax deductible contributions.(Contact your tax preparer for deduction eligibility)

IRA Certificate of Deposit

  • $1,000.00 deposit to open the account
  • Penalties may be imposed upon early withdrawal (see your Deposit Account Disclosure for penalty amounts and terms)
  • See our Rate Schedule for available certificate terms and current interest rates

IRA Money Market Account

  • $100.00 deposit to open the account
  • Additional deposits may be made (minimum deposit $20.00)
  • See Rate Schedule for current interest rates

College Savers Account

The cost of education is always on the rise. Prepare for your child’s future by opening a County Savings Bank College Savers Account. It is never easy to watch your children leave the nest, but knowing that you planned ahead will make it easier.

  • $50.00 deposit to open the account
  • Minimum deposit amount is $25.00
  • Minimum withdrawal amount is $1,000.00
  • The term of this account can be from 3 to 10 years
  • Penalties may be imposed upon early withdrawal (See Your Deposit Account Disclosure for penalty amounts and terms)
  • See Rate Schedule for current interest rates

Christmas Club Accounts

Avoid the Holiday hassles by planning ahead. A County Savings Bank Club Account will provide you with your money just when you need it most. You can relax and enjoy the season knowing that your holiday needs are taken care of.

  • $5.00 deposit to open the account
  • A balance of $100.00 must be maintained in order to earn interest
  • Clubs start in October and end in September each year
  • See Rate Schedule for current interest rates